With a 90k income, homeownership in Vermont might be more challenging, especially in Burlington. Financial advisors recommend spending about 3 to 4 times your annual income on a home, setting your budget between $270,000 and $360,000.

However, the median home price in Burlington is approximately $380,000, which exceeds your maximum affordability range. This suggests that the major market may be less accessible at your current income level.

That said, more affordable options may be found in other areas such as Montpelier and Rutland, where prices average around $330,000. Vermont has a property tax rate of 1.95%, or roughly $7,410 per year on an average home. Considering a cost of living above the national average, you might need to explore alternative locations or financing strategies to meet your homeownership goals.