With a 90k income, you're right on target for purchasing a home in Texas. Financial advisors recommend spending about 3 to 4 times your annual income on a home, which translates to a budget between $270,000 and $360,000.

In Houston, the median home price is approximately $350,000, fitting neatly within your target range. This balance ensures a wide variety of quality homes are available to you.

Additionally, other cities like San Antonio and Dallas offer appealing options at around $330,000. With a property tax rate of 1.85%—amounting to roughly $6,475 per year—and a cost of living slightly below the national average, your income comfortably supports homeownership across the state.