With a 70k income, you're right on target for purchasing a home in Pennsylvania. Financial advisors recommend spending about 3 to 4 times your annual income on a home, which translates to a budget between $210,000 and $280,000.

In Philadelphia, the median home price is approximately $280,000, fitting neatly within your target range. This balance ensures a wide variety of quality homes are available to you.

Additionally, other cities like Pittsburgh and Allentown offer appealing options at around $230,000. With a property tax rate of 1.5%—amounting to roughly $4,200 per year—and a cost of living near the national average, your income comfortably supports homeownership across the state.