With a 70k income, homeownership in Ohio might be more challenging, especially in Columbus. Financial advisors recommend spending about 3 to 4 times your annual income on a home, setting your budget between $210,000 and $280,000.

However, the median home price in Columbus is approximately $350,000, which exceeds your maximum affordability range. This suggests that the major market may be less accessible at your current income level.

That said, more affordable options may be found in other areas such as Cleveland and Dayton, where prices average around $250,000. Ohio has a property tax rate of 1.45%, or roughly $5,075 per year on an average home. Considering a cost of living significantly below the national average, you might need to explore alternative locations or financing strategies to meet your homeownership goals.