With a 70k income, you're right on target for purchasing a home in Kentucky. Financial advisors recommend spending about 3 to 4 times your annual income on a home, which translates to a budget between $210,000 and $280,000.

In Louisville, the median home price is approximately $220,000, fitting neatly within your target range. This balance ensures a wide variety of quality homes are available to you.

Additionally, other cities like Lexington and Bowling Green offer appealing options at around $200,000. With a property tax rate of 0.85%—amounting to roughly $1,870 per year—and a cost of living below the national average, your income comfortably supports homeownership across the state.