With a 450k income, you're well-positioned to purchase a home in Hawaii. Financial advisors recommend spending about 3 to 4 times your annual income on a home, suggesting a budget between $1,350,000 and $1,800,000, depending on factors like your down payment and existing debts.

In Honolulu, the median home price is approximately $1,200,000, which is below your minimum affordability range. This situation opens up a broad selection of homes, potentially allowing you to consider higher-end properties or homes in better neighborhoods.

Other areas such as Hilo and Kailua offer competitive pricing at around $750,000. Hawaii's property tax rate averages 0.32%, adding roughly $3,840 annually on an average home. Coupled with a cost of living significantly above the national average, your income provides ample opportunities for homeownership.