With a 190k income, you're well-positioned to purchase a home in Nebraska. Financial advisors recommend spending about 3 to 4 times your annual income on a home, suggesting a budget between $570,000 and $760,000, depending on factors like your down payment and existing debts.

In Omaha, the median home price is approximately $280,000, which is below your minimum affordability range. This situation opens up a broad selection of homes, potentially allowing you to consider higher-end properties or homes in better neighborhoods.

Other areas such as Lincoln and Kearney offer competitive pricing at around $250,000. Nebraska's property tax rate averages 1.8%, adding roughly $5,040 annually on an average home. Coupled with a cost of living below the national average, your income provides ample opportunities for homeownership.