With a 130k income, homeownership in Washington might be more challenging, especially in Seattle. Financial advisors recommend spending about 3 to 4 times your annual income on a home, setting your budget between $390,000 and $520,000.

However, the median home price in Seattle is approximately $900,000, which exceeds your maximum affordability range. This suggests that the major market may be less accessible at your current income level.

That said, more affordable options may be found in other areas such as Spokane and Tacoma, where prices average around $500,000. Washington has a property tax rate of 1.05%, or roughly $9,450 per year on an average home. Considering a cost of living above the national average, you might need to explore alternative locations or financing strategies to meet your homeownership goals.