With a 130k income, you're well-positioned to purchase a home in Delaware. Financial advisors recommend spending about 3 to 4 times your annual income on a home, suggesting a budget between $390,000 and $520,000, depending on factors like your down payment and existing debts.

In Wilmington, the median home price is approximately $320,000, which is below your minimum affordability range. This situation opens up a broad selection of homes, potentially allowing you to consider higher-end properties or homes in better neighborhoods.

Other areas such as Dover and Newark offer competitive pricing at around $270,000. Delaware's property tax rate averages 0.57%, adding roughly $1,824 annually on an average home. Coupled with a cost of living near the national average, your income provides ample opportunities for homeownership.